Jim Barker & Debbie Wilson
Loan Officers
NMLS# 242000 | #687355
(602) 686-1885
Arizona Wholesale Mortgage, Inc. NMLS# 19254 MB: 0902107
Loan Officers
NMLS# 242000 | #687355
(602) 686-1885
Arizona Wholesale Mortgage, Inc. NMLS# 19254 MB: 0902107
With over 30 years of combined mortgage experience, Jim and Debbie have helped hundreds of Arizona families finance their homes with confidence. Whether you're a first-time buyer, looking to refinance, or exploring reverse mortgage options, you're in the right hands.
Debbie brings deep underwriting expertise to every loan, which means fewer surprises, faster decisions, and a smoother path to closing. Jim handles the relationship side, keeping clients and realtors informed every step of the way. Together, they've built a reputation for getting loans done right and on time.
When you work with Jim and Debbie, you get a team that genuinely cares about your outcome, not just your application.
Here's what sets Arizona Wholesale Mortgage Inc. apart from the rest.
Decades of mortgage lending experience across every type of loan and market condition.
Debbie's underwriting background means your approval carries real weight from day one.
Smooth processes and proactive communication keep your transaction on track and on time.
Realtors love working with Jim and Debbie because they keep everyone in the loop, every time.
No cookie-cutter loans here. Every client gets a strategy tailored to their specific goals.
Born and bred in the Arizona market. They know the local landscape better than anyone.
Real reviews from real Arizona families.
"Jim and Debbie were outstanding to work with! They helped one of my recent real estate clients secure a great mortgage rate and the entire process was smooth sailing from start to finish. They communicated clearly with everyone involved, kept us all updated every step of the way, and closed the loan quickly."
Natasha Tomlinson
Arizona Realtor
"Being a real estate agent for 10 years, I've worked with numerous lenders through the years, and Jim and Debbie have always exceeded my expectations. I have used them for my own personal properties, and always recommend them to all my clients, friends, and family!"
Sofia Zapata
Real Estate Agent, 10 Years
"Jim and Debbie are the most caring and hard working people that we have ever experienced when refinancing our home. They always kept us up-to-date and went out of their way to accommodate us. And we even get birthday cards each year. Who cares enough to do that anymore? Answer: Jim and Debbie."
Dave Swartz
Arizona Homeowner
Whether your goal is to finance your first home or your last home or want to use your current housing wealth to sustain your retirement lifestyle, Reverse Focus has the right loan for you.
Reverse Focus is a full-service mortgage lender with traditional (conventional, jumbo, FHA, VA), refinance, and reverse mortgage loans. For every stage of your life, we have a mortgage to match and more importantly, we’ll guide you through the loan process every step of the way.
A purchase mortgage is what homebuyers use to finance the purchase of a new home. Whereas, a refinance mortgage is what borrowers who already own a home use to replace their current mortgage, usually with the goal of achieving a better interest rate, term, or cash-out.
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A mortgage refinance is replacing a current mortgage with a new mortgage loan. It is usually undertaken to obtain a new mortgage with a lower monthly mortgage payment achieved by means of a lower interest, new loan term, or new loan type.
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A reverse mortgage is a way for older Americans to convert some of their home equity to pay off their current mortgage — if they still have one — and create more cash flow to cover everyday expenses, home renovations, medical expenses, and other needs and goals.
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